So you want to know how 100DayLoans works? Well you came to the right place.

Get Matched to $1,000 in Just Three Steps

At 100DayLoans, getting matched to a loan advance is safe, fast and easy. Learn more about how we help thousands of people get the help they need every day.

When you're ready, we're here to help you next.

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Step 1

Apply Online with our Secure Application.

Tell us a little about yourself, and how much you'd like to borrow. We'll collect your information and go to work to find the best available loan for you. We'll match your needs with our lender database of more than 100 lending partners.

The loan-finding process is completely free and offers you the best chance of getting approved. Best of all, it takes only minutes to fill out and you can get approved in real-time.

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Step 2

Get Matched to Your Approved Lender

Your application can be approved in as little as 90 seconds. If we find a lender willing to meet your loan needs, you'll be redirected to your lender's site. Your encrypted information will pass to the lender, and we never store the information, so your online identity is always safe.

Once redirected to your lender's site, you'll be given additional directions to finalize the loan process.

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Step 3

Sign Your Loan, Get Your Cash

After finalizing your loan agreement, your lender will explain how quickly your funds will arrive. In many cases, you can get same-day funding, while other lenders offer overnight funding that means your financial problems could be solved by the same time the next day.

The 100DayLoans matching service takes just minutes, and it's how more than one million Americans have stayed on top of their budgets since 2009. To learn more about the process, read our FAQs.

Ready to apply? Get approved for up to $1,000 now.

100DayLoans Responsible Lending Policy

As a consumer-friendly company, we take financial education seriously. We recommend that you consider all borrowing options before taking out a short-term loan, and if it's unavoidable, we suggest paying off your loan on time to avoid late payments and increased interest rates.

If you have prolonged financial difficulties, you may need to consider a long-term solution that will help improve your credit and finances in the future.